Bank On Suncoast
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Bank On: An On-Ramp To Prosperity
63 million Americans, including a lot of community members served by United Way Suncoast, either don’t have a bank account or can’t get a bank account. That leaves them without a lot of valuable services. Fortunately, United Way Suncoast is the lead convener of Bank On Suncoast, a program that aims to help the unbanked and the underbanked. Bank On provides access to safe and affordable banking products. What are the advantages?
Predictable
- No overdraft or unexpected fees.
Safe
- Your money is safe and insured by the Federal Deposit Insurance Corporation or National Credit Union Administration (NCUA).
Affordable
- Instead of paying check cashing and unexpected fees, you can use Bank On certified accounts for $5 or less per month.
Functional
- Bank On certified accounts come with debit cards; free bill pay function or four free insured money orders each month, depending on account selected.
Credit
- A relationship with a bank or credit union can help you gain access to credit and save for the future.
Start Today
- Open your new Bank On certified bank account at your choice of more than 20 local financial institutions. Many can be opened online within 5 minutes right from your smartphone.
On Certified Accounts available in the Suncoast Region
- Alliant Credit Union High-Rate Checking – Open an account online
- Alliant Credit Union Teen Checking Account – Open an account online
- Ally Bank Interest Checking Account – Open an account online
- Bank of America Advantage SafeBalance Account – Open an account online
- Bank OZK Freedom Advantage Checking Account
- BayFirst Essentials Checking
- BMO Harris Bank Smart MoneyTM Account – Open an account online
- Cadence Bank eChecking Account
- Capital One 360 Checking Account – Open an account online
- Centennial Bank Simply 100 Checking Account
- Chase Secure Banking – Open an account online
- Citi Access – Open an account online
- Discover Bank Cashback Debit Checking Account – Open an account online
- Fifth Third Bank Express Banking Account – Open an account online
- First Horizon Bank Access Checking Account
- LendingClub Rewards Checking – Open an account online
- PNC Bank Smart Access Account – Open an account online
- PNC Bank Foundations Checking – Open an account online
- Regions Bank Now Checking℠ – Open an account online
- Republic Bank Simple Access Account – Open an account online
- Stearns Bank BankOnStearns – Open an account online
- Synovus Budget Checking – Open an account online
- TD Bank TD Essential Banking – Open an account online
- The First Bank First Aid Checking – Open an account online
- Truist Confidence – Open an account online
- Truist Money Account – Open an account online
- Trustco Bank Home Town Bank On Account
- US Bank Safe Debit Account – Open an account online
- Valley Bank Valley Journey Checking – Open an account online
- Wells Fargo Clear Access Banking – Open an account online
If you are not in the Suncoast region, please go to the Bank On national website for more information.
Bank On: An On-Ramp To Prosperity
63 million Americans, including a lot of community members served by United Way Suncoast, either don’t have a bank account or can’t get a bank account. That leaves them without a lot of valuable services. Fortunately, United Way Suncoast is the lead convener of Bank On Suncoast, a program that aims to help the unbanked and the underbanked. Bank On provides access to safe and affordable banking products. What are the advantages?
Predictable
No overdraft or unexpected fees.
Safe
Your money is safe and insured by the Federal Deposit Insurance Corporation or National Credit Union Administration (NCUA).
Affordable
Instead of paying check cashing and unexpected fees, you can use Bank On certified accounts for $5 or less per month.
Functional
Bank On certified accounts come with debit cards; free bill pay function or four free insured money orders each month, depending on account selected.
Credit
A relationship with a bank or credit union can help you gain access to credit and save for the future.
Bank On: An On-Ramp To Prosperity
63 million Americans, including a lot of community members served by United Way Suncoast, either don’t have a bank account or can’t get a bank account. That leaves them without a lot of valuable services. Fortunately, United Way Suncoast is the lead convener of Bank On Suncoast, a program that aims to help the unbanked and the underbanked. Bank On provides access to safe and affordable banking products. What are the advantages?
Predictable
No overdraft or unexpected fees.
Safe
Your money is safe and insured by the Federal Deposit Insurance Corporation or National Credit Union Administration (NCUA).
Affordable
Instead of paying check cashing and unexpected fees, you can use Bank On certified accounts for $5 or less per month.
Functional
Bank On certified accounts come with debit cards; free bill pay function or four free insured money orders each month, depending on account selected.
Credit
A relationship with a bank or credit union can help you gain access to credit and save for the future.
Start Today
Open your new Bank On certified bank account at your choice of the 30 local financial institutions listed below. Many can be opened online within 5 minutes right from your smartphone.
Start Today
Bank On Certified Accounts available in the Suncoast Region
Click the account name to open online (if available) or visit a local branch of the financial institution to open the account.
- Alliant Credit Union High-Rate Checking
- Alliant Credit Union Teen Checking Account
- Ally Bank Interest Checking Account
- Bank of America Advantage SafeBalance Account
- Bank OZK Freedom Advantage Checking Account
- BayFirst Essentials Checking
- BMO Harris Bank Smart MoneyTM Account
- Cadence Bank Budget Smart Checking Account
- Capital One 360 Checking Account
- Centennial Bank Simply 100 Checking Account
- Chase Secure Banking
- Citi Access
- Discover Bank Cashback Debit Checking Account
- Fifth Third Bank Express Banking Account
- First Horizon Bank Access Checking Account
If you are not in the Suncoast region, please go to the Bank On national website for more information.
- First-Citizens Bank and Trust Sure Advantage
- LendingClub Rewards Checking
- PNC Bank Foundations Checking
- Regions Bank Now Checking℠
- Republic Bank Simple Access Account
- Stearns Bank BankOnStearns
- Synovus Budget Checking
- TD Bank TD Essential Banking
- The First Bank First Aid Checking
- Truist Confidence
- Trustco Bank Home Town Bank On Account
- US Bank Safe Debit Account
- Valley Bank Valley Journey Checking
- Wells Fargo Clear Access Banking
Bank On Certified Accounts available in the Suncoast Region
Click the account name to open online (if available) or visit a local branch of the financial institution to open the account.
- Alliant Credit Union High-Rate Checking
- Alliant Credit Union Teen Checking Account
- Ally Bank Interest Checking Account
- Bank of America Advantage SafeBalance Account
- Bank OZK Freedom Advantage Checking Account
- BayFirst Essentials Checking
- BMO Harris Bank Smart MoneyTM Account
- Cadence Bank Budget Smart Checking Account
- Capital One 360 Checking Account
- Centennial Bank Simply 100 Checking Account
- Chase Secure Banking
- Citi Access
- Discover Bank Cashback Debit Checking Account
- Fifth Third Bank Express Banking Account
- First Horizon Bank Access Checking Account
- First-Citizens Bank and Trust Sure Advantage
- LendingClub Rewards Checking
- PNC Bank Foundations Checking
- Regions Bank Now Checking℠
- Republic Bank Simple Access Account
- Stearns Bank BankOnStearns
- Synovus Budget Checking
- TD Bank TD Essential Banking
- The First Bank First Aid Checking
- Truist Confidence
- Trustco Bank Home Town Bank On Account
- US Bank Safe Debit Account
- Valley Bank Valley Journey Checking
- Wells Fargo Clear Access Banking
If you are not in the Suncoast region, please go to the Bank On national website for more information.
Steps to open a Bank On certified account
You can easily open a Bank On certified account online within minutes. Go to the links above that say “open an account online ” and fill out an account application form.
To open your new account online, you may need:
- Social Security Number or ITIN number
- State-issued identification (like your Driver’s License)
- Passport or a country-issued identification card
- Mailing address
- Date of Birth
All certified accounts can also be opened in each certified financial institution’s local branches. Be sure to refer to the specific account names listed above. If you would like one-on-one assistance to open a Bank On certified account, consider making an appointment with a United Way Suncoast Financial Resource Guide.
Learn more about FDIC #GetBanked at https://www.fdic.gov/getbanked/index.html.
About Bank On Suncoast
Bank On Suncoast is a grassroots coalition that consists of federal regulators, local governments, nonprofits, and insured financial institutions. The coalition aims to improve the financial stability of individuals who do not have any bank accounts or use alternative financial services like check-cashing services. Bank On’s goal is to ensure that everyone has access to safe and affordable banking services and products.
Ways to get involved in Bank On work
- Refer Bank On certified accounts to your friends and families who need safe and affordable checking accounts.
- Request an in-person or virtual banking education workshop for your program, group, or organization. The Bank On 101 module covers the essentials of personal banking.
- Integrate Bank On certified account opening process into your programs and services. The coalition partners with social programs and services that provide direct payments (e.g., wage, stipend) to individual clients. Using a safe and affordable bank account is one of the most effective approaches to learn about safe banking practices.
- Refer your financial institution partners to Bank On Suncoast. The coalition encourages all insured financial institutions to consider certifying a checking account to meet the Bank On National Account Standards.
- Join the coalition and receive updates of Bank On events and training resources by contacting bankon@uwsuncoast.org.
Financial Stability
United Way Suncoast, with partnerships across the community, is committed to breaking the cycle of poverty by leading and participating in programs focused on helping families and individuals increase income and build financial assets.
Improve the lives of children, families and
communities today.
Not ready to donate? Find ways to improve your community >